Tuesday, 17 September 2019

India Two Wheeler Insurance Market To Witness Double Digit CAGR During Forecast Period


Increasing incidents of road accidents due to rise in traffic to drive India two wheeler insurance market until 2024
According to TechSci Research report, India Two Wheeler Insurance Market By Vehicle Type, By Type, By Source, By Premium Type, Competition, Forecast & Opportunities, 2024”, India two wheeler insurance market is expected to grow at a double-digit CAGR during the forecast period. With sales of 26 million two wheeler in 2018, India is the world’s largest two wheeler market. Rise in the number of vehicles is contributing to increasing road accidents which is further driving the two wheeler insurance market. Also, according to motor vehicle act, 1988, licensed drivers need to have insurance of their vehicle, which would drive growth in the market in the coming years. The coverage of insurance depends upon the type of insurance. For example, liability coverage does not cover any damage to one’s own vehicle in the case of an accident. What it does cover is any damage done to other vehicles that one is legally obligated to cover. While, comprehensive insurance covers damage done to one’s own vehicle along with liability coverage.


Browse  market data Figures and Tables spread through  Pages and an in-depth TOC on "India Two Wheeler Insurance Market"
 
Non-life insurance market of India is the 15th largest insurance market in the world ranking and motor insurance accounted for 49% share of non-life insurance in India, in 2018. India two wheeler insurance market can be segmented based on vehicle type, type, source, premium type and region. In terms of type, the market can be bifurcated into third party insurance and comprehensive insurance. Third party insurance accounts for major share in the market due to low cost when compared with comprehensive insurance. In terms of source, insurance agency or broker occupied the majority share in 2018; however, the trend is changing, insurance firms have now started launching websites and offering services online which is expected to drive the growth of online segment in the upcoming years.

Major companies offering two wheeler insurance in India are Bajaj Allianz General Insurance Co. Ltd., ICICI Lombard GIC Ltd., TATA AIG GIC Ltd., Bharti AXA General Insurance, The New India Assurance Co. Ltd., The Oriental Insurance Co. Ltd., HDFC ERGO General Insurance Co. Ltd, United India Insurance Co. Ltd., National Insurance Company, and Future Generali India Insurance. Major companies offering two wheeler insurance in the market are either joint ventures or mergers to cater to the needs of customers in urban and rural areas. For instance, Tata AIG GIC Ltd. is formed by joint venture between Tata Group and American International Group and Bajaj Allianz is a joint venture between Bajaj Finserv Ltd. and Allianz SE.

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“India two-wheeler insurance market is expected to witness significant growth in the forthcoming years on account of growing disposable income, increasing cases of road accidents and surging number of two wheelers across the country. Moreover, insurance companies are focusing on hassle free claim settlements and offering two wheeler customized insurance plans based on the needs of the customer, which is further propelling the growth of the two wheeler insurance market in India.” said Mr. Karan Chechi, Research Director with TechSci Research, a research based global management consulting firm.
India Two Wheeler Insurance Market By Vehicle Type, By Type, By Source, By Premium Type, Competition, Forecast & Opportunities, 2024 has analyzed the potential of two wheeler insurance market across the country, and provides statistics and information on market sizes, shares and trends. The report will suffice in providing the intending clients with cutting-edge market intelligence and help them in taking sound investment decisions. Besides, the report also identifies and analyzes emerging trends along with essential drivers and key challenges faced by India two wheeler insurance market.
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