Monday, 16 September 2019

India Car Insurance Market to Grow at Double Digit CAGR During Forecast Period


Expanding fleet of car along with increasing incidents of road accidents to drive India car insurance market until 2024
According to TechSci Research report, India Car Insurance Market By Vehicle Type, By Type, By Source, By Premium Type, Competition, Forecast & Opportunities, 2024”, India car insurance market is expected to grow at a double digit CAGR on account of growing automotive sales and mandatory insurance of vehicle as per motor vehicles act 1988. Automotive insurance is generally a contract between vehicle owner and insurance company, protecting vehicle against financial loss in case of theft or accident. Generally, car insurance is valid for one year, which needs to be renewed by the due date, post which the renewal of insurance involves inspection of the vehicle. Also, if the insurance is not renewed in 90 days, customer might lose claim to no claim bonus.

Browse  market data Figures and Tables spread through  Pages and an in-depth TOC on "India Car Insurance Market"
 
Non-life insurance market of India is the 15th largest insurance market in the world ranking and motor insurance accounted for 49% share of non-life insurance in India, in 2018. India car insurance market can be segmented based on vehicle type, type, source, premium type and region. In terms of type, market can be bifurcated into             third party insurance and comprehensive insurance. Third party insurance accounted for major market share in 2018 due to low cost when compared with comprehensive insurance. However, share of comprehensive insurance is anticipated to increase in the forthcoming years on account of growing awareness pertaining to its benefits. Moreover, comprehensive insurance covers both third part liabilities and damage done to owner’s car, thereby further propelling growth in this segment.
Major companies offering car insurance in India include Bajaj Allianz General Insurance Co. Ltd., ICICI Lombard GIC Ltd., TATA AIG GIC Ltd., Bharti AXA General Insurance, The New India Assurance Co. Ltd., The Oriental Insurance Co. Ltd., HDFC ERGO General Insurance Co. Ltd, United India Insurance Co. Ltd., National Insurance Company and Future Generali India Insurance. Major companies offering car insurance in the market are either joint ventures or mergers to cater to the needs of customers in urban and rural areas. For instance, Tata AIG GIC Ltd. is formed by joint venture between Tata Group and American International Group and Bajaj Allianz is a joint venture between Bajaj Finserv Ltd. and Allianz SE.

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“India car insurance market is expected to witness significant growth in the forthcoming years as insurance firms have started insurance services on websites so as to create online presence and increase customer base. Moreover, influence of IoT and bigdata is set to transform insurance market as the market would start offering Usage Based Insurance (UBI), which is based on the driving pattern of driver. Such advancements would steer growth in the market in the coming years.” said Mr. Karan Chechi, Research Director with TechSci Research, a research based global management consulting firm.
India Car Insurance Market By Vehicle Type, By Type, By Source, By Premium Type, Competition, Forecast & Opportunities, 2024 has analyzed the potential of car insurance market across the country, and provides statistics and information on market sizes, shares and trends. The report will suffice in providing the intending clients with cutting-edge market intelligence and help them in taking sound investment decisions. Besides, the report also identifies and analyzes emerging trends along with essential drivers and key challenges faced by India car insurance market.
Browse Related Report
India Credit Card Market By Type (General Purpose & Private Label), By Service Providing Company (Visa; Mastercard; & Others), By Credit Score (Less than 300; 301-600; 601-670; 671-740; & Above 740), By Credit Limit (Upto 25 K; 25-50K; 51k-2L; & 2-5L), By Card Type (Standard; Silver; Gold; Platinum; & Signature), By Benefits (Cashback; Voucher; & Others), Competition Forecast & Opportunities, 2014-2024



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